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Paypal api – PayPal Rest API suddenly got Instrument_Declined error

"{"name":"INSTRUMENT_DECLINED","message":"The instrument presented was either declined by the processor or bank, or it can't be used for this payment.","information_link":"https://developer.paypal.com/docs/api/payments/#errors","debug_id":"21fe4e5f2f8b3"}" PayPal blog https://developer.paypal.com/docs/checkout/integration-features/funding-failure/says It is a issue with funding source but It was working fine with all the funding source before

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Answers


  1. 0

    Yes, it is a problem with the funding source. It’s been declined.

    There is no technical issue here.

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  2. 0

    There is actually an explanation and solution in the official paypal documentation.

    A buyer’s funding source can fail for several reasons, including:

    The billing address associated with the financial instrument could not
    be confirmed. The transaction exceeds the card limit. The card issuer
    denied the transaction. If a funding source fails, the Orders API
    returns the INSTRUMENT_DECLINED error. Handle this error and provide
    the buyer an opportunity to select a different payment option by
    restarting the payment in the onApprove function.

    https://developer.paypal.com/docs/platforms/checkout/add-capabilities/handle-funding-failures/

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